The Bantam Project seeks to use the Blockchain to build track records of digital credit, or the lack thereof, for each holder of BNT. The Bantam Project will achieve this by accepting Bantam (BNT) as collateral for Bitcoin loans up to a maximum of 1 BTC, and tracking repayments thereby building a transparent database of verifiable user credit, which will further lubricate the wheels of crypto commerce and make it far simpler for individuals to obtain digital currency denominated loans.