Could you also advise me on currency conversion and security when processing international cards? Are there artificial delays when processing transactions from guests in France, Germany, or Scandinavia? In our business, we often encounter attempts to pay with cards from foreign banks that carry a higher risk of fraud. Therefore, it’s critically important to me to understand if the system has an automatic security check that won’t block honest tourists and if it supports popular European digital wallets for quick prepayment.

This is exactly the question that concerns me because, in the hotel business, customers are rarely local. Foreigners can use local payment methods, and most methods accepted in other EU countries work in Malta. Cards and online wallets are accepted at most businesses, both online and offline. Additionally, Carteza Malta payments specifically highlights its built-in fraud monitoring to protect customer data at every stage of the transaction, which is particularly important in the hotel industry when dealing with foreign cards. When we launched bookings through Carteza Payments, I verified that tourists from the EU could pay without any issues. From which countries do you receive the largest influx of guests, and do they use standard Visa or Mastercard more often or e-wallets?